Will I Lose Insurance During My Divorce?

Insurance Coverage During and After Divorce

During the stress of determining division of assets, child support, and alimony, one question that can be overlooked is that of insurance coverage. Are you covered through health insurance held by your spouse? What about auto insurance, life, or long term care disability? Do you know what type of coverage you have, and what the policy limitations and coverage terms and conditions are? Have you changed your beneficiaries on your life insurance policies?

Sadly, sometimes the spouse holding the insurance either ceases payment during the divorce process or changes the type of coverage held. A good rule of thumb is to make sure you get receipts for payments, and check that the coverage hasn’t changed and is still in place by speaking with your carrier. You may wish to verify insurance coverage on a monthly basis until your divorce is finalized; if insurance is canceled because the premiums have not been paid, often it is difficult to get it reinstated.

5 Things to Do If You Are Stopped for Speeding in North Carolina

5 Things to Do If You Are Stopped for Speeding in North Carolina

Stopped for speeding? Here are a few things you should do when an officer pulls you over:

1. Leave your seat belt on and your hands in plain sight.
2. Never confess guilt.
3. Be polite and courteous.
4. Confirm the violation with the Officer.
5. Verify ticket fines and course of action.

Consulting a lawyer may help you navigate traffic court more easily.

Do I Really Need an Attorney for a Traffic Ticket?

Do I Really Need an Attorney for a Traffic Ticket?

At one time or another, it happens to everyone. You are driving along and all the sudden you see the flash of red lights behind you. You are being pulled over for a traffic violation. Do you fight it? Show up in court?  Lawyers who work with traffic violations can dramatically increase your chances of winning your case.Fees are typically much less than the increase in insurance premiums you might experience if you did not contest the ticket. Read more...